Struggling with debt but want to keep good credit

As the economy continues to struggle, consumers also struggle with their finances. If you are struggling with your debts, there are several options for you..... but all will come at the cost of your credit. Too often I hear consumers say," I need help with my debts but don't want to hurt my credit." This makes no sense to me. Other than renting an apartment or getting a cell phone, credit is used to..... well, get more credit. If you are struggling to repay your current debtors, why would you want access to perpetuate your problem? If you are struggling with debts, take care of these debts first(even if it means hurting your credit), so you can become debt free. Only then can you look to the rebuilding your financial future and starting your financial freedom.